Our Program

Our program has helped many become homeowners when they didn’t think they had a chance. There are many different reasons why you require a rent to own program to buy a home. Below are a list of the most common reasons.

Bruised Credit

Have a bruised credit? You probably know how hard it is to qualify for any type of loan or financing, let alone a mortgage. At Rent To Own Canada we can point you in the right direction to repair your credit so you will be mortgage ready at the end of the RTO term.
 

Divorced or separated

Rent To Own Canada may be a solution for you if you are currently or recently divorced or separated. The financial burden of a divorce can be devastating, and all of the sudden you won’t be able to qualify for a mortgage.

Self - Employed

If you are self-employed a bank won’t even look at you unless you have two years of work experience in the same location. Or they will not account for how you claim your income and expenses. Rent to Own is a great option if this is your situation.
 

Not enough saved for down payment

Many people that enter our Rent To Own program, know they are going to buy a house but they don’t have enough saved. They watch house prices rise. They enter our program knowing they will have a locked in home price in 2-4 years.