Buying A Home With Bruised Credit?

Sometimes in life you can’t foresee what changes are coming.  

One day you may have a job and the next day you might not.  

You may feel healthy one day, and then all of the sudden you are diagnosed with a life changing condition. 

There are many circumstances that can quickly change the direction of your finances.  The worst part, is that you can be completely blind sided, without anytime to prepare for the worst. 

Sometimes when you have what you feel like is financial security you will purchase things on credit.  Whether it is everyday expenses, expenses for your children, maybe a new family vehicle, or you have a balance on a credit card that you can’t seem to pay down.  That’s when the interest kicks in and it’s even harder. 

When these scenarios happen you may struggle to afford these items and some cases default on the loan.  

When you default on your loan or regular monthly payments, you credit will quickly become damaged. 

A damaged credit may only take a few months to be ruined but to repair it, it may take years. 

If you have bad or as we like to call it bruised credit, then there is a really low chance that you can afford a house the traditional way.  Qualifying for a mortgage with a bank will not happen. 

If you have the goal of repairing your bruised credit, the option of renting to own your home is a great way to get your feet back on the ground, all while repairing your credit in the process.  

Over the length of the rent to own term you can work with our credit and mortgage experts to repair your bruised credit and put you in the best position to qualify for your mortgage. 

Our credit and mortgage experts want to see you succeed.  Why you ask? Well to be honest that means more business for them! 

So if your goal is to improve your financial situation and get your foot in the door, our Rent to Own program will be the perfect fit for you!